The Importance of Central Credit Register Analysis for SMEs
An "active" rather than "passive" management of the Central Credit Register (Centrale Rischi) is essential for maintaining strong relationships with financial institutions. This information source can account for up to 90% of a bank's rating models, particularly for small businesses.
Our firm offers a detailed analysis of the Central Credit Register, providing a report that evaluates:
Our firm offers a detailed analysis of the Central Credit Register, providing a report that evaluates:
- The trend in relationships with financial institutions
- The presence of any financial tensions caused by credit utilization exceeding the thresholds set by bank rating models
- The development of credit facilities and financial pressures
- The identification of any anomalies in credit management
- The presence of harmful overdrafts that affect creditworthiness
- The alignment of credit lines used with the client’s business activities
The report concludes with operational recommendations to address any anomalies and ensure optimal future management of the Central Credit Register, with the aim of improving the company's rating.
For more information, contact us via email at CONSULENZE@studiassociato.it
For more information, contact us via email at CONSULENZE@studiassociato.it
